Best Credit Cards for Cash Back

Introduction

The easiest way to earn rewards is to get a cash back credit card. With this card, you can make a purchase while you also know the exact home much that you will earn back without knowing the value of points. The cash back credit card at among the popular types of rewards cards that is available due to the fact they are easy to use and understand. There are many cash back cards and you will have to check to find the one that suits your spending habits and benefits that you can use.

Top 5 Credit Cards for Cash Back

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

This is a card which will reward you very well for both cooking at home and dining outside. There is a $500 bonus after you have made a purchase of $3000 in your first three months. The annual fee is reasonable which is $95 while it is waived off the first year plus there are no foreign transaction fees. You can also earn an unlimited 4% back on all your dining and entertainment purchases with an unlimited 2% back at grocery stores. You will also be able to save 1% back on all other purchases.

Chase Freedom

This is the best card for rotating bonus cash back with an easy to earn sign up bonus. It also has an offer of 5% cash back on $1,500 in combined purchases that you made in bonus categories each quarter so that you can activate it. You will also earn unlimited 1% cash back on all other purchases. After you have spent $500 on purchases within the first three months of opening the account, you will earn a bonus of $150. The card has no annual fee and APR between 16.99 – 25.74%. The card also has many other benefits like purchase protection, zero liability protection, and warranty coverage.

Blue Cash Preferred Card from American Express

Blue Cash Preferred Card from American Express

This card is perfect for everyday cash back as you will earn rewards on purchases that you make every day. The card also offers 6% cash back at U.S supermarkets after you have spent $6000 and it is then 1% annually, there is also 3% cash back at U.S gas stations and some select U. S department stores with 1% cash back on all other purchases. The card has no annual fee and the welcome offer is $200 statement credit after making a purchase of $1000 within the first three months of opening the account. The card also has a zero percent introductory APR for the first 12 months on purchases and balance transfers and Variable APR between 14.99 – 25.99% afterward. The card also has benefits like travel accident insurance, car rental loss and damage insurance, and global assistance hotline access.

Discover it Student Cash Back

Discover it Student Cash Back

With this card, you can enroll every quarter to earn 5% cash back at different places such as grocery stores, gas stations, Amazon, restaurants. All other purchases that you made will earn you 1% unlimited cash back automatically. The card has no annual fee and it offers 6 months’ introductory period with zero percent APR on purchases and after the period you will pay 14.99 – 23.99 Variable APR on all purchases. The total cash back earned will be matched automatically at the end of the first year. There is also an incentive so as to maintain good grades as you will get $20 statement credit each year that you have a 3.0 GAP for up to five years.

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

This is best for a flat rate cash back and sign-up bonus to earn. You can earn unlimited 1.5% cash back on all purchases with this card. The card also has no annual and foreign transaction fee. The card also offers a zero percent APR on purchases and balance transfers for the first 15 months that you opened the account and you will then pay APR between 14.74 – 24.74%. You will also earn a cash bonus of $150 if you can make more than $500 in purchases in the first three months that you opened the account. The card also has benefits like emergency card replacement, extended warranty coverage, travel accident insurance, travel upgrades and savings, and 24-hour travel assistance services.

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