If you havegreat credit scores you are going to have access to top-notch credit cardoffers. If you have built up your credit history to this stage, you will liketo ensure that you have access to the best potential credit card so as tomaximize the rewards and perks that you can earn from the credit card. Some ofthe best cards to build credit are listed below.
Top5 Credit Cards to Build Credit
Chase Sapphire Preferred® Card
This card is thefavorite for most travelers as the card produces a 2.5% rewards rate if it isused for dining and travel spending and another spending will earn 1.25%. Thethings that make this card stand out is because of its signup bonus andultimate rewards points. The card signup bonus is that you will be awarded50,000 bonus ultimate reward points after you have spent over $4000 in thefirst three months that you opened the account and bonus reward point’s valueis $625 which can be redeemed towards travel through the UR portal. The cardhas high redemption flexibility which gives it top card status.
Capital One® Venture® Rewards Credit Card
This is amongthe most rewarding travel credit cards and you need excellent credit to applyfor this card. The card provides card owner with a fixed 2% rewards rateanywhere that they use the card. This card is also good for people who wanttravel rewards as you will accumulate miles with this card that will be used topay down travel expense on your card. The card also has a welcome bonus which is50000 miles for over $3000 in the first 3 months of account opening. This bonusworth approximately $500 in travel statement credit and it is enough to coverthe cost of a round-trip flight between Los Angeles and New York.
Discover it® Cash Back
This card givesyou some of the highest cash back rewards which are double during the firstyear of card membership. The credit card will give you 5% cash back in bonuscategories normally, which rotates all year round to a maximum of $1500 inpurchases each quarter each time that you activate. You will also earn 1% cashback on other spending. The downside with the card is that the card is notwidely accepted by merchants as VISA and MasterCard and if you are the typethat travels abroad a lot, you should try to find another alternative.
This is a topcash back credit card due to its solid short-term and long-term valuepotential. You are also going to earn 5% cash back on all categories whichrotate quarterly to a maximum amount of $1,500 in spending. You will have toactivate this category every 3 months and you should try to pay attention towhen they do. You will earn just 1% cash back if you do not opt for the bonuscategory. This card has had a signup bonus and you can earn $150 if you spend $500on purchases in the first 3 months that you opened the account. The rewardsthat you earned are ultimate reward points and can be redeemed for cash back.
Citi® Double Cash Card
This card gives you the best all-around rewards as you will earn 1% cash back for you after you have paid off the purchase you will earn another 1% cash back. The card also has no annual fee which means the card can be all profits as far as you pay your bill in full and you don’t miss any payments. The card is the simplest solutions to people whose budget does not conform to a particular credit card rewards structure or if you don’t want to be bothered with optimizing how you use your card.